When debt meets desperation and dread

“Iruthi Muyarchi”

– Review

The movie centers on Ravi (Ranjith), a struggling textile merchant in Coimbatore. 

Ravi’s world collapses when, burdened by business losses and the urgent need for funds for his son’s critical heart surgery, he takes an 80 lakh loan from the ruthless loan shark Rajappa (Vittal Rao). The interest quickly spirals the debt to a crippling 1 crore.

When all attempts to raise money fail, Ravi and his wife, Vaani (Meghali Meenakshi), tragically decide on a suicide pact as their ‘final attempt’ to escape the shame and torture.

The plot takes a sharp, unexpected turn when a psycho-killer, on the run from the police, seeks refuge inside their house, turning the family’s planned tragedy into a tense, locked-room thriller.

The climax contains a surprising twist, brings together the themes of desperation and survival.

Director Venkat Janaa deserves praise for his commitment to the film’s social message. He treats the subject of debt and suicide with maturity, avoiding sensationalism while still conveying the sheer hopelessness of the situation.

The director’s biggest win is his ability to create intense drama and tension despite the majority of the story unfolding within the confines of a single home.

Janaa effectively uses the limited space to heighten the sense of claustrophobia and desperation.

Ranjith delivers a powerful performance that marks a notable comeback. As Ravi, he is heartbreakingly vulnerable, convincingly portraying the psychological torment, helplessness, and defeat of a family man driven to the brink. His emotional breakdowns feel genuine and relatable.

Meghali Meenakshi complements Ranjith beautifully as Vaani. She offers quiet strength and resilience, providing the emotional ballast needed against Ravi’s despair. Her portrayal of a mother forced to consider an unthinkable act is highly impactful.

Vittal Rao is menacing as the antagonist, Rajappa. He portrays the loan shark not as a caricature, but with a cold, controlled brutality that underscores the real-life horror of usurers.

The supporting cast, including the children and the loan shark’s goons, fit their roles perfectly, enhancing the film’s gritty realism. Special mention should be made of Vijay Sethupathi’s voice-over narration, which effectively adds emotional weight and complements the film’s reflective tone.

Surya Gandhi’s camera work is a significant asset. He uses raw textures and moody, low-key lighting to establish an authentic, gritty urban atmosphere that perfectly matches the film’s tone of despair and impending danger.

Sunil Lazer’s background score is essential in driving the tension and emotional depth. Rest of the technical aspects of the movie are good as well.

Rating: 3.5/5 

By Naveen